Bankruptcy Law and Fair Debt Collection
1.913.310.9205
         Kenneth M. Gay
         Attorney At Law

 

         

I am a sole practitioner serving only consumers.  My primary focus is Bankruptcy & the resolution of Home Mortgage problems. I also help stop the abusive practices of debt collectors.  Because legal issues are always very fact specific, I do not refer individuals to the many FAQ sites available.  Instead, I offer a FREE INITIAL CONSULTATION to discuss your specific situation and I developed this web site to provide some very general information that I hope you will find helpful.  I would be happy to meet with you .  Contact me today.

I AM A DEBT RELIEF AGENCY AS DEFINED BY THE UNITED STATES CONGRESS, 11 U.S.C. 101(12A).  I HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.

BANKRUPTCY

Filing bankruptcy is a frightening, emotional and often frustrating adventure into a legal system with which you are likely unfamiliar. I will inform you, advise you and guide you through the process.  I will communicate with you in a timely manner throughout the process. I will do all that I can to help you achieve the FRESH START that is the goal of the bankruptcy system.

The contents of this web site are designed to give you a brief overview of the bankruptcy process. CONTACT ME for a free consultation and a complete and in depth analysis of your particular situation and the bankruptcy process.  Click on the Chapter 7 and/or the Chapter 13 icon above to read more about Bankruptcy.

HOME MORTGAGE ISSUES

Escalating mortgage paymennts caused by adjustable rate mortgages and many other factors make it impossible for many families to balance their budgets these days.  Foreclosures are rising to historic levels.  I have helped hundreds of families to solve these problems.  There are bankruptcy and Non-bankruptcy solutions to many mortgage problems. 

Click Here to Read More on Mortgage Problem Solving

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